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Showing posts from February, 2015

Mobile Payments: The Digital Devil to Pay

Times of India reports that Samsung made one of its most clever and strategic acquisitions on Wednesday when it bought LoopPay, a mobile payments company developing a rival platform to Apple Pay and lesser-known systems like CurrentC. LoopPay has one key advantage over Apple Pay: It can work with just about any standard credit card reader. LoopPay's technology uses a metal coil to emit a magnetic field that can talk to most credit card terminals and securely transfer your card's information. Apple Pay, on the other hand, requires the merchant to have a special payment pad with near field communication (NFC) technology that's not available at most retailers. As Jason Del Rey of Re/code first reported, Samsung is expected to integrate LoopPay in one of its new phones this year, likely the Galaxy S6, which the company will unveil at an event in Barcelona on March 1. But as the largest Android phone maker in the world, Samsung's decision to go with LoopPay over Google'…

Digital Distribution Dominates: Online Aggregators Deliver the Goods

Times of India reports that on February 15, a leading Indian luxury chain received a complaint about its internal booking system on its Facebook page. "Your websites don't seem to be built for mobile. I am having a hard time trying to look at reservations. I ran into an issue with online reservations with Bangalore property as well and used Yatra.com to do that instead," wrote the complainant, one RJ Ranjith from Texas, USA. The incident brings to the fore the Indian hospitality industry's latest bugbear: hoteliers are having to shell out high commissions to internet booking sites as an ever-increasing number of travellers now book their hotel rooms through online aggregators such as Yatra, MakeMyTrip and Expedia, for the choice, price comparison, and convenience that they offer at a single destination. Hotel companies have been coughing up anywhere between 10%-25% of their entire room revenues in commission to online aggregators as sales through their own websites …

E-Biz for E-India: Portal to a More Business-Friendly Universe?

Times of India reports that the Indian government has launched a single-window portal, 'e-biz', integrating 11 central government services, to facilitate faster clearances for businesses. Launching the portal, finance minister Arun Jaitley said discretionary powers to officers would end with the portal. "India was committed to steps to foster business environment. E-Biz was important as it will bring transparency, improve efficiency, integrate services and promote electronic delivery of services," the finance minister said. The Narendra Modi government aims at improving India's ranking of 142 in the World Bank's ease of doing business index that rated 180 countries. The single-window portal by the department of industrial policy and promotion (DIPP) will provide all business- and investment-related clearances 24x7 with an integrated payment gateway. 
Modi's Government is very big on slogans but people have yet to see concrete benefits from his stated pol…

Magic of Indian Politics - India Photo Library - IdeaIndia.Com

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Copyright CooperJal Ltd 2014 All rights reserved
SJP @DigitalAsian

Digital Destination: India's GenX Going Mobile and Digital

Times of India reports that young Indian consumers are preferring mobile devices over traditional media like television and radio for information, current affairs as well as source of entertainment and this trend is poised to surge in the coming years, a private telecom operator said here Wednesday. According to mobile service provider Tata Docomo, which recently conducted a research on mobility trends, the internet represented the preferred mode for both news and entertainment accounting for 40% and 45% of the space. This is dominated by mobile access, however, with 33% of millennials (new generation consumers) consulting mobile in the first instance for news (compared to just 7% through a fixed connection), and 36% using the same platform to source entertainment and leisure information (just 9% for fixed connections). "This study reveals the declining relevance of traditional information platforms as primary information sources, particularly with respect to entertainment and l…

Energising Ease of Doing business in India

Times of India reports that keen to tap renewable sources to bridge energy deficit, Prime Minister Narendra Modi today called for innovation and research to make solar and wind power affordable, even as companies like NTPC, Suzlon and Reliance Power pledged mega investments in such areas. He also said India is working on building a consortium of 50 countries with abundant solar radiation, to pool research and technological advancements to improve its accessibility to the poor and in the remote areas. Inaugurating the first Renewable Energy Global Investors Meet (RE-Invest), Modi also talked about "seven horses of energy" and said the country has so far focused on thermal, gas, hydro and nuclear power and efforts should now shift to solar, wind and biogas. Way back in 2007, Modi as the then Gujarat Chief Minister had said that the state would "ride the chariot of energy which will be pulled by seven horses". 
While India may be benefiting from low oil prices, it ne…

Digital Disputes: Online Dispute Resolution in India

The Guardian reports that the UK justice system should receive a radical overhaul for the digital age with the creation of an online court to expand access to justice and resolve claims of up to £25,000, the official body that oversees civil courts has recommended. In a transformative proposal for largely lawyer-free, virtual courtrooms, the civil justice council is calling for an internet-based dispute resolution system to be available within two years. Backed by Lord Dyson, the master of the rolls, who is head of the civil judiciary in England and Wales, the report says existing services - such as eBay’s disagreement negotiation procedure and Cybersettle’s blind-bidding operations - provide prototypes worth studying. The current system is too costly, too complex and too slow, especially for litigants in person. The online dispute resolution (ODR) model proposed in the report envisages a three-tier process: evaluation through interactive services and information, negotiation with on…

I Wonder - Poem by Tina Shah

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I  WONDER

Poem by
Tina Shah


Certain things make me wonder, the turns of life, are they a blunder. When I have time to wonder, my dreams I surrender.
But to be strong and successful, what worth would be my surrender. So, do we eventually go along with unhappiness and wait for a time of bliss or do I let my life run its own meander.
Copyright CooperJal Ltd 2014 All rights reserved
SJP @DigitalAsian

Tina Shah is a student, an educationist, poet, animal lover and more than meets the eye!  Born in Delhi, settled in Chandigarh with a master’s degree in English Literature, diplomas in Special Education, Industrial Relations & Personnel Management.
The poetic world helps transport her many sightings, experiences & conversations from the mundane to something more meaningful and subtle. Tina gives her writing passion a wider audience with her latest collection of poems to be published soon.

Presently, Tina is in the midst of forming a group for the aid of animal owners in her city to help those who tru…

On the Haji Ali Causeway at Sunset - IdeaIndia.Com

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Copyright CooperJal Ltd 2014 All rights reserved
SJP @DigitalAsian

Being Content in Digital India

Times of India reports that start-ups engaged in the business of producing digital content are hopeful of attracting more investments this year especially if they can showcase technology that promises a massive reach. The companies expect continuation of the trend that saw digital content platform NewsHunt recently raise $40 million (about Rs 250 crore) from New York-based hedge fund Falcon Edge Capital to fuel its growth. Culture Machine, a new age media company raised $18 million (about Rs 110 crore) from Tiger Global Management and existing investor earlier this month while ScoopWhoop raised Rs 10 crore from Bharti SoftBank in November last year. "The only reason we got funded is because we had technology and content," said Sameer Pitalwalla, 29-year-old co-founder of Mumbai-based Culture Machine. Not only does it produce content -- its team of 60 has produced two lakh videos so far -- but also it identifies trending content and advises brands on the sort of content they…

India's Digital God Looking for Followers

Times of India reports that India's Department of Electronics and Information Technology (Deity) (India's new digital God favoured by Prime Minister Narendra Modi) has rolled out a beta version of the 'digital locker', which would allow citizens to keep all their certificates, from birth certificate to university degrees, in digital format online and access them using their Aadhaar numbers. To try the beta version of the digital locker — one of the most ambitious aspects of Modi's Digital India programme — a user needs to create a login account at its website using his/her Aadhaar card, or unique identification (UID), number. The Department of Electronics and Information Technology (Deity)  which launched the beta version on Tuesday, has invited comments from users on the government's ideacrowdsourcing platform myGov.in. Multiple attempts to create an account by the Times of India reporter, however, were met with "UID service is not responding. Please try…

Puppets - Poem by Tina Shah - Published by IdeaIndia.Com

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PUPPETS




Poem by


Tina Shah








Red, Violet, Blue
and mirrors a few,
With trimmings of gold,
and painted new
these many puppets
are made just for you.


Prancing and dancing
looking just like me or you
these tiny puppets are
telling tales of old times and new.

Copyright CooperJal Ltd 2014 All rights reserved
SJP @DigitalAsian




Tina Shah is a student, an educationist, poet, animal lover and more than meets the eye!  Born in Delhi, settled in Chandigarh with a master’s degree in English Literature, diplomas in Special Education, Industrial Relations & Personnel Management.
The poetic world helps transport her many sightings, experiences & conversations from the mundane to something more meaningful and subtle. Tina gives her writing passion a wider audience with her latest collection of poems to be published soon.
Presently, Tina is in the midst of forming a group for the aid of animal owners in her city to help those who truly believe in "Being Humane".

Digital Disrupt: Looking for Disruptive Technology Game-Changer

Times of India reports that by the end of March this year, Tata Consultancy Services, India's largest software company, would have screened over 1,000 startups across Silicon Valley, Israel and Helsinki as part of its hunt for the next big, disruptive idea. Of these, TCS will eventually work with around two dozens, taking their solutions to some of its biggest customers. TCS is not alone in this hunt. Rivals Wipro, Infosys and Cognizant Technology Solutions, too, have started wooing startups in the areas of retail, healthcare and data analytics, to ensure they don't miss out on the next big thing. "For these IT companies it is a matter of survival to open new markets and to invest in fresh ideas," said Vivek Wadhwa, a fellow at Stanford University's Arthur and Toni Rembe Rock Center for Corporate Governance.
Investors are looking for disruptive ideas and technologies. Nowadays it is mainly the digital technologies that have the power to disrupt old business meth…

Digital Technology Companies Rule

The Times of India reports that a look at the list of applicants released by the Reserve Bank of India for small banks and payments banks can easily lead you to believe that some of them are toy shops or neighbourhood provision stores, selling small, daily-use items. Among the applicants are names like A Little World, Belapur and Aamcol Trexim & Mackmorn Commodities, Kolkata. That may well become the case with regular banks too given the current pace of technological change and the RBI's progress. A time may come when State Bank of India or ICICI Bank may hawk sweaters, refrigerators or even i-pads either at their branches, or on their websites as the Sygma Banque of Poland does. The thing to remember though, is that it is not bankers who are transforming the customer experience. Those with technological power are changing the way Indians transact. 
In Delhi, a passenger and an autorickshaw driver are in acrimony on a windy winter morning over Rs 20 change payable by the driv…

Digital Consumption: Digitising India

News of Ratan Tata's investment in yet another Indian Internet portal re-affirms India's craving for digital consumption. Anything, including news, information, entertainment, communication, products and services that can be digitised and delivered to the consumer in digital  form is now becoming the hot investment destination in India. Angel investors, even with relatively small amounts to invest are eager to get in on the act. Prime Minister Modi's Digital India programme should be the driving force behind this but is going too slowly for the likes of many investors and e-commerce businesses. Another factor that is holding back investment, especially from abroad, is the ease of doing business in India which has been in the Indian media recently. But the numbers of Angel and Private Equity investors are still growing despite the hurdles.

SJP @DigitalAsian

Gordon Bennett! The Lengths to Which Barca Fans Go in Mumbai

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Copyright CooperJal Ltd 2014 All rights reserved
SJP @DigitalAsian

Mumbai Potential

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Times of India reports that Maharashtra is giving Gujarat a run for its money. Maharashtra Chief Minister Devendra Fadnavis and India's business magnates are now pushing for Mumbai's case as an international financial centre, IFC, more than seven years after Narendra Modi stole a march on it with his ambitious Gujarat International Finance Tec-City on the banks of river Sabarmati. The subject cropped up on Friday when some of the country's biggest corporate names, including Reliance Industries chairman Mukesh Ambani, Tata Sons chairman Cyrus Mistry, and Reliance ADA Group chairman Anil Ambani, came together at a seminar organised by the ministry of finance of the Maharashtra government and Mumbai First, a lobbying body for infrastructure projects in the city, on Friday to urge the government to make Mumbai an easier location for business and investments. Responding to discussions by SBI chairman Arundhati Bhattacharya, Standard Chartered India CEO Sunil Kaushal and ICICI …

Digital World Dictates Terms and Business Models

Times of India reports that Ford Motor Co chief executive Mark Fields said carmakers faced the challenge of avoiding becoming dependent on someone else's business model as companies from new industries increasingly enter the auto trade. "There are others who we never thought five years ago would be competitors for us," Fields said, stopping short of naming which companies were emerging as sector rivals. Software maker Google recently unveiled an autonomous vehicle. "Guess what, they are looking at our industry, not taking anything for granted, they are questioning tradition and they are knocking down walls. I want to make sure Ford doesn't end up like the handset business," Fields told an automotive conference in Bochum. He added that most mobile phone makers had become reliant on the business model of telecom providers. He did not elaborate on his point. But as cars evolve technologically and become more connected to smartphones and similar devices, oppor…

The DNA of Currency is Changing: Digital Currency

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Times of India reports that hawkers on Indian streets could be roped in by an NRI-owned non-profit private organization for an online network of merchant banking system to market a digital currency rivalling Bitcoin. Canada-based Trestor Foundation's founder Kunal Dixit said such small businesses, which forms part of the two billion people without banking facilities worldwide, will form the base of "Trest" or digital tokens as a form of online currency. "Our retailers in India would include chaiwalas (Narendra Modi's former profession), golgappewalas and rediwalas to market the Trest using their smartphones," Dixit told after a conference on Inside Bitcon over the weekend in Singapore. He estimates Indian retailers, most of whom have no banking facilities, would account for a quarter of the global two billion non-banking people around the world to retail Trest launched earlier this month. Each Trest is valued at one US cent and its price is linked to gold,…

Digital DNA Profile Protection

Just as people have a unique biological DNA, they probably have a unique digital DNA online. Each person has their own social media accounts, Apps they use and what websites they browse building up a unique online digital DNA profile of themselves (which is probably available to most governments). Your digital DNA would be very useful information for companies to have for marketing and other purposes. Your biological DNA may not yet be stored on a central database somewhere but your digital DNA online profile is out there for the taking.
SJP @DigitalAsian

Going Over The Top: Regulating The Competition

Times of India reports that with mobile operators getting wary about messaging apps eating into their voice call earnings, Hike messenger says such services in fact can open a new 'fat revenue stream' for the full-fledged telecom firms. Incidentally, Hike is run by Kavin Mittal, son of telecom czar Sunil Mittal, and is a joint venture between Bharti Enterprises and Japan's Softbank Corp. Bharti group also runs the country's top mobile operator Bharti Airtel, which incidentally has been very critical of those offering free voice-over-internet calls and other such services, known in the telecom parlance as 'Over The Top (OTT)' players. "We believe that its not as big a threat as the market is making it out to be," Hike messenger founder and CEO Kavin Bharti Mittal told in an interview. "We believe that even if, let's say voice minutes are cannibalised, if that happens, you are getting people to buy data packs, so you are opening up a brand new…

Bhikha Behram Well - Haven in Mumbai - India Photo Library

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Bhikha Behram Well, hidden midway between Churchgate Station and Flora Fountain in Mumbai, is a little haven for Parsi Zoroastrians. Once in the compound you escape from the noise of Mumbai's hustle and bustle. It is a place for peaceful relaxation.

India Photo Library from IdeaIndia.Com


Copyright CooperJal Ltd 2014 All rights reserved
SJP @DigitalAsian